The Foreclosure Watchlist:
The Foreclosure Watchlist: Where Distress Is Bubbling Up Again Introduction After a period of frenzied buying, record-low interest rates, and rapid home price appreciation, the U.S. housing market in 2025 is now facing a reckoning. While headlines don’t scream “crash,” the undercurrent of distress is unmistakable—especially in certain counties and states where foreclosure activity is starting to reemerge. Sellers are increasingly squeezed, buyers are cautious, and lenders are preparing for a wave of distressed properties. This post takes a deep dive into national, regional, and local data with a spotlight on Middlesex, Mercer, and Monmouth Counties in New Jersey. National Snapshot: Foreclosure Trends in 2025 Foreclosure activity is on the rise again, with ATTOM’s mid-year report showing a 22% increase in foreclosure filings compared to the same period in 2023. While still well below the Great Recession lev...
